Taking Advice
by intune, intune, 22/8/2008
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Impartial, whole-of-market service
intune strongly recommends that those considering equity release approach an impartial and specialist firm of advisers able to consider plans from the whole market i.e. all reputable plan providers available, before making a decision. This is so that the advisor can recommend the best equity release plan that suits your individual needs and circumstances. intune's equity release service is able to do just that as our specialist advisors have a whole-of-market view of equity release products.
Because our equity release service is impartial and considers plans from the entire marketplace, the specialist brokers from our Equity Release Advice Service, Age Partnership, can often negotiate special terms that might not be available to many other equity release providers you may approach. They will also be aware of the credibility and financial stability of the providers of any plan recommended.
Equity release and your entitlements to means tested benefits
If you are claiming any income or capital related benefits, such as Pension Credit or Council Tax Benefit, it is important that you make sure that the adviser is familiar with the workings of the welfare benefits system and understands what impact your taking out an equity release plan would have on your entitlements. intune equity release advisors can help to verify eligibility for means-tested benefits and support.
intune's promise
If our specialist advisors identify equity release is not right for you or there are better alternatives, they will tell you. They will only ever make a recommendation for any equity release plan if they believe it to be in your best interest.
The intune Equity Release Service is a telephone-based service, which means that no salespeople will call on you at your home, giving you the time and space you need to make decisions. You can contact intune Equity Release advisers as often as you wish to ensure that you fully understand the options available to you; your family can be included in the conversations, if you so wish, wherever they may live.
Please note:
Age Partnership charge a normal advice fee of 1.5% of the amount released, subject to a minimum of £795. which is only payable if your case completes.
For more information on Lifetime Mortgages and Home Reversion Plans, download our Equity Release Guide FREE in the 'Catalogue' tab or call our impartial service on 0845 2300 820.
Equity release may involve a lifetime mortgage or home reversion plan. To understand the features & risks ask for a personalised illustration.
